Real Estate & Construction Insurance


Real Estate Market Segments We Serve

  • Multifamily
  • Retail
  • Office
  • Industrial
  • Mixed-Use
  • Hotels
  • Senior Living
  • Self-Storage
  • Real Estate Investment Trusts
  • Sound Stage and Studios

Specialized Real Estate practices in Multifamily and Hotel sectors.



  • Property
  • Crime
  • Liability
  • Excess Liability (Umbrella)
  • Errors & Omissions
  • Directors & Officers
  • Cyber
  • Terrorism
  • Environmental
  • Builders Risk
  • Workers Compensation

Industry Solutions

Master Policy Creation

Rhodes Risk Advisors has the ability to aid clients in generating master policies that allow them to use the leverage of premium volume to reduce the overall cost of insurance. Through the pooling of assets, Rhodes can use the spread of risk and risk modeling to reduce the overall exposure to the insurance carrier resulting in a cost savings for the multifamily owner/manager. This typically equates to a reduction in annual premiums of over 15% – 25%.

Workers Compensation Captive for Property Managers

Through the use of a captive, property managers can utilize high deductibles as a method to share in the profits when the company’s workers compensation program performs with a low loss ratio. If implemented properly, this can be a significant profit center for management companies that proactively address workplace safety.


Market Segments We Serve

  • General Contractors
  • Roofers
  • Electricians
  • HVAC
  • Interior Decorators
  • Janitorial Services
  • Landscapers
  • Masonry
  • Plumbers
  • Concrete/Asphalt
  • Home Theater Installation
  • Fencing/Access Control
  • Fire Protection
  • Playground Installation
  • Excavators
  • Restoration
  • Flooring
  • Painters


  • General Liability
  • Excess Liability
  • OCIP (Owner Controlled Insurance Program)
  • CCIP (Contractor Controlled Insurance Program)
  • Project Specific Wrap
  • Pollution Liability
  • Pollution Wrap-Ups
  • Property & Business Interruption
  • Builders Risk
  • Inland Marine
  • Crime
  • Commercial Auto
  • Workers Compensation & Employer’s Liability
  • Professional Liability
  • Employee Benefits
  • Surety & Bonding
  • Errors & Omissions
  • Directors & Officers